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CONSTRUCTION OWNERS WHO NEED FAST FUNDING

Access $25K to $7M Within 4 Hours By Working With The Fastest, Most Flexible Business Loan Lender

Complete our 60-Second Application Now & Get Your Business Funded Within 4 Hours – Construction Business Owners Can Access $25K to $7M Without The Bank Hassle

See Your Loan Options

No Cost or Obligation

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Need Cash? Get Cash. Up to $2M.

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Rates Starting at 7.50% - Max 7 Yrs

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Construction Companies

Need Cash Flow?

No Hassle Funding

Get $10,000 to $2M.

No Cost or Obligation

Unlock New Opportunities: Customized Financing Solutions for Construction Companies

As a CEO or business owner in the construction industry, you understand the importance of seizing opportunities when they arise.

Sunwise Capital offers construction business loans designed to propel your company forward, whether taking on larger projects, expanding your operations, or upgrading essential equipment.

Why Choose Sunwise Capital for Your Construction Financing Needs?

  • Flexible Financing Options: From SBA construction loans to equipment financing, we provide various solutions tailored to your specific needs.
  • Competitive Rates: Our business loans come with competitive rates, ensuring you get the best value for your investment.
  • Fast Approval Process: We understand that time is money. Our streamlined application process gets you the funds you need quickly.
  • Bad Credit? No Problem: We offer financing options for various credit profiles so you can secure the capital you need regardless of your credit history.

 

Overcoming Financial Challenges in the Construction Industry

The construction sector is competitive and capital-intensive. Managing cash flow, purchasing new equipment, and hiring skilled labor are constant challenges. Traditional lending institutions often have rigid requirements that don’t align with the dynamic nature of your business.

Sunwise Capital bridges this gap by offering construction loans that are as adaptable as your business needs to be. We focus on providing financial solutions that enable you to:

  • Maintain steady cash flow throughout project cycles.
  • Invest in state-of-the-art equipment and technology.
  • Expand your workforce with skilled professionals.
  • Take on larger, more profitable projects.

 

 

Get $10,000 to $2M.

No Cost or Obligation

Types of Construction Loans We Offer

Understanding that no two construction businesses are alike, we offer a variety of financing options:

  • SBA Construction Loans: Benefit from government-backed loans with favorable terms and rates.
  • Equipment Financing: Upgrade or acquire new machinery without depleting your working capital.
  • Term Loans: Get lump-sum funding for significant investments or to cover unexpected expenses.
  • Business Lines of Credit: Access funds when needed, providing flexibility for ongoing projects.
  • Working Capital Loans: Obtain immediate funding to manage daily expenses and maintain smooth operations.

 

Get $10,000 to $2M.

No Cost or Obligation

Simple Steps to Secure Your Construction Business Loan

Securing financing shouldn’t be a hurdle to your growth. We’ve simplified the process to make it straightforward and hassle-free:

  1. Assess Your Needs: Determine how much funding you require and for what purpose.
  2. Prepare Your Application: Complete our one-page application and provide the last 3 months of business bank statements. Our team will guide you through any other necessary documentation.
  3. Get Approved: We offer quick approval times so you won’t miss out on critical opportunities.
  4. Access Your Funds: Once approved, funds are deposited swiftly, allowing you to move forward confidently. We can fund the same day, sometimes in hours.

Minimum Requirements

We believe in making financing accessible. Our minimum requirements are designed to accommodate a wide range of businesses:

  • At least two-plus years in business.
  • Minimum annual revenue of $300,000.
  • Basic bank and financial statements depending on loan size.

 

Take the Next Step Toward Expanding Your Construction Business

Don’t let financial constraints hold you back from achieving your business goals. With Sunwise Capital’s construction business loans, you have the power to:

  • Bid on larger contracts.
  • Invest in growth opportunities.
  • Strengthen your market position.

 

Our dedicated team understands the construction industry and is committed to providing personalized service to meet your unique needs.

Ready to Build Your Future?

Your success is our priority. Let Sunwise Capital be your financial partner, helping you lay the foundation for sustained growth and profitability.

Apply Now and take the first step toward unlocking your construction company’s full potential.

See Your Loan Options

No Cost or Obligation

Frequently Asked Questions - Construction Companies Business Loans

What types of construction business loans does Sunwise Capital offer?

We offer various financing options tailored to the construction industry, including SBA construction loans, equipment financing, term loans, and business lines of credit. Each solution is designed to meet specific needs, whether you’re expanding operations, purchasing equipment, or managing cash flow.

How do I determine which loan option is best for my construction company?

Our financial experts will work with you to understand your business goals and financial situation. We’ll recommend the loan options that best align with your needs and help you achieve your objectives.

What are the minimum requirements to qualify for a construction business loan?

To qualify, your business should meet the following criteria:

  • Time in Business: At least two years of operational history.
  • Revenue: Minimum annual revenue of $360,000.
  • Documentation: One-page application with 3-month bank statements. Basic financial statements and necessary documentation for large loan amounts.
How fast is the approval process?

We understand that timing is critical in the construction industry. Our streamlined application process allows for quick approvals, often within 4 to 24 hours after receiving all necessary documents.

Can I get a loan if my business has bad credit?

Yes, we provide financing options for businesses with various credit histories. Our focus is on your company’s potential and current financial performance.

What can I use the loan funds for?

Loan funds can be used for various business needs, including:

  • Purchasing or upgrading equipment and machinery.
  • Expanding your operations or workforce.
  • Managing cash flow during project cycles.
  • Bidding on larger contracts.
  • Covering unexpected expenses.
What interest rates and terms do you offer?

Interest rates and terms vary based on the loan type, amount, and your business’s financial profile. We offer competitive rates and flexible terms to ensure the financing aligns with your cash flow and budget. Our best nonbank term loan currently offers 7.49% interest with a 7-year term.

Is collateral required for these loans?

We offer unsecured business loans with no traditional personal guarantee. Collateral requirements will depend on the specific loan product and amount. Some loans may require collateral, while others, like equipment financing, use the equipment as collateral.

How do I apply for a construction business loan?

You can start the application process by clicking the “Apply Now“ button on our website or contacting our team directly. We’ll guide you through each step to ensure a smooth and efficient process.

Can I repay the loan early without penalties?

Many of our loan products offer flexible repayment options, including the ability to pay off the loan early. Specific terms will be discussed during the application process.

Do you offer support during the application process?

Absolutely. Our dedicated team assists you at every stage, from gathering necessary documents to finalizing the loan agreement.

Why should I choose Sunwise Capital over other lenders?

Sunwise Capital specializes in serving the construction industry. We offer:

  • Personalized financing solutions.
  • Competitive rates and flexible terms.
  • Fast approval and funding.
  • Expertise in the unique challenges of construction businesses.
What if I need additional funding in the future?

We value long-term partnerships with our clients. As your business grows, we’ll work with you to adjust your financing solutions to meet your evolving needs. Returning clients can receive more money with better rates and better terms.

How does equipment financing work?

Equipment financing allows you to purchase or lease equipment without a large upfront cost. The equipment often serves as collateral, making qualifying and preserving your working capital easier.

Are there any industries or projects you do not finance?

We strive to support a wide range of construction businesses. Any specific limitations will be discussed during the consultation to ensure we provide the best financing solution for your needs.