No Cost or Obligation
Speed & Certainty
Funds deposited in as little as 24 hours so you never miss a project deadline.
Flexible Terms
Repayment up to 84 months, with loan sizes ranging from $15,000 to $30 million to fit any budget.
All Credit Types
Startups welcome—minimum FICO 500 for equipment loans, 550 for lines of credit.
Complete a 3-minute Application
Receive Instant Pre-Approval
Get Funds in Your Account
Equipment Loans
Business Lines of Credit
$15K–$750K, reusable access
Flexible draw periods, only pay on what you use
SOFT CREDIT PULL
Check your eligibility without affecting your credit score.
Unlock Personalized Rates—Soft Credit Check
Launch Your Project—Funds by Tomorrow
Scale Instantly—$15K–$30M Access
Sunwise Capital makes getting the equipment and working capital you need fast, simple, and stress-free.
Whether you’re upgrading machinery, expanding your fleet, or smoothing out seasonal cash flow, our tailored loans and lines of credit deliver up to $30 million—with funding in as little as 24 hours, rates from 6% without a hard credit pull, and terms up to 84 months.
Startups and all credit profiles (FICO 500+ for equipment, 550+ for LOC) are welcome, and our straightforward process means you can focus on running your business, not your paperwork.
Complete our intuitive form in just minutes—no lengthy documents required for loans up to $750K.
You’ll know where you stand immediately, so you can plan your next move with confidence.
Don’t miss another opportunity waiting on slow banks.
Once approved, your funds are deposited within 24 hours to keep your projects on schedule and your cash flow running smoothly.
Enjoy rates starting at 6% with no hard credit inquiry, flexible repayment up to 84 months, and credit lines you can draw from again and again.
Choose the structure that aligns with your goals, from a one-time equipment loan to an evergreen LOC.
You’re never alone—our dedicated financing specialists guide you through every step, offering industry insights, customized recommendations, and ongoing support to help you scale with confidence.
You can finance nearly any business-related equipment—vehicles, machinery, technology, office furniture, medical devices, manufacturing tools, and more. If it helps grow or operate your business, we can fund it.
Equipment Loan: One-time lump-sum disbursement for a specific purchase, repaid over a fixed term.
Line of Credit: Revolving access to funds up to your limit—you draw, repay, and draw again as needed.
Once approved, loans and lines of credit of up to $ 750,000 can be funded in as little as 24 hours. Larger deals (up to $30M) require full financials, but they move just as fast once underwritten.
Equipment Loans: Minimum FICO 500
Lines of Credit: Minimum FICO 550Startups and businesses with lower scores are still encouraged to apply—other factors like cash flow and collateral can strengthen your approval.
Rates start at 6% with no hard credit pull, and repayment terms run up to 84 months. Your exact rate and term depend on your business profile, equipment type, and loan size.
No hidden fees—what you see in your quote is what you pay. There are no prepayment penalties, so you can pay off your loan early and save on interest.
Up to $750K: Simple online application—no tax returns or financial statements required.
$750 K–$30M: Upload your most recent financial statements and tax returns for full underwriting.
Draw funds anytime for payroll, inventory, equipment repairs, marketing, or any business expense. You only pay interest on what you use, and your credit limit replenishes as you repay.
Your dedicated financing specialist is Chris Murray. He’s available by phone or email to guide you through the entire process—from application to funding and beyond. Reach him at [email protected] or call (561) 666-1020.
