Bad Credit Loans
Insane (But True) Things About Bad Credit Loans
How crazy is this? You run a great business. The company has great margins. Your revenue is growing month over month. The growth of the company is looking very promising. In fact, it’s exploding!
There is only one thing. Your personal credit score sucks. Nothing personal. It’s not your fault. Your loan application is declined. Now that’s insane!
Did you know that more than 30 percent of small businesses in the U.S. are owned by women? If you are a woman who owns a small business, you are well aware of how much work goes into keeping read more…
Business owners have lower credit scores than the average American. Why?
Do you want more insanity? Try this on for size.
OK John, tell me something that I don’t know.
How about another insane thing?
Not using your credit cards will hurt your score. Yeah, you heard that right. Don’t use a credit card for six months and the credit card issuer just might close the account, which hurts your credit score. INSANE!
In a recent Wall Street Journal article they cite a 2013 Federal Trade Commission Study mandated by Congress. A whopping one if five, that’s 20% of consumers, had at least one error in one of the three credit bureau reports. These errors are enough to get your loan application declined. Need I say more?
HELP ME! Are There Business Loans for Bad Credit? YES!
Unsecured Business Loans Bad Credit
Our Bad Credit Loans vs. The Banks
Because the banks just don’t like any small business loan.
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Most banks will only offer a business loan if you have a personal credit score of 720 or better. Plus, they require personal guarantees with you posting collateral or assets.
Getting the best business loans, especially a business loan with bad credit just means finding a top small business lender like Sunwise Capital. As one of the premier business loan lenders we pride ourselves on being straight forward and transparent. We keep you involved the whole process. We openly discuss rates and terms.
Don’t Let Bad Credit Sink Your Business
In a perfect world, we’d all have excellent credit. In real life, though, things happen. Unfortunately, banks and traditional lenders don’t tend to be very understanding about that. Don’t let your company go out of business because you’re short on cash. Even if you have bad credit, Sunwise Capital can help.
At Sunwise Capital we are willing to view you as more than your credit score. So, if you have poor credit score and feel intimidated about applying for bad credit business loans don’t worry. We will talk to you respectfully and tell you the ins and outs if you don’t know how to get a business loan with bad credit.
- Bankruptcy discharged at least one year
- No open bankruptcies
- At least two years in business and $200K annual revenue
- No assets or collateral needed
- No traditional personal guarantees
- Loans up to $250,000
One of the advantages of developing a long-term relationship with Sunwise Capital is that we do not report to the personal credit bureaus, but we do report to the business credit bureaus.
Our objective is to work with you so that over time you can become bankable and get banks to give you a bank business loan.
Convenient Bad Credit Business Loans
Sunwise Capital provides business loans of $10,000 to $2 million to small businesses in all 50 states. We’ve designed a streamlined process that lets you get the cash that you need quickly–regardless of your credit standing.
Considering that 77 % of our clients borrow again from us two to three times per year, it’s safe to say that we’re doing a lot right!
Bad Credit Business Loans for Any Purpose
Banks and big lenders make you jump through all kinds of hoops to get a loan. Often, you must have what they deem to be an excellent reason to need the cash to qualify for a business loan.
You don’t have to worry about that stumbling block with us because with our business loans; you can use the cash for anything.
Competitive Rates and Fast Funding
When you have bad credit, it’s easy to feel like a second-class citizen. At Sunwise Capital, our focus is helping small business owners achieve unparalleled success. Not only that, but we provide customized loans with competitive terms and rates to businesses regardless of credit. After all, just because your credit isn’t picture perfect doesn’t mean that you don’t deserve exceptional service.
No Cost and No Obligation
Our process is so fast and easy; you can find out which business loans you qualify for in no time.
There is no application fee, and you are not obligated to take any loan. Best of all, our bad credit business loans and other loans are backed up by a $500 guarantee. We’ll either beat another lender’s rate or give you $500 – you truly have nothing to lose (See here for details).
Apply for a Bad Credit Business Loan Now
Everything is handled right through our website and online. If you apply today, you could be approved by tomorrow and funded by the following business day.
Don’t wait–request a business loan from Sunwise Capital today!
In the meantime, we will make sure we provide you with excellent rates and terms. Like the vast majority of our clients who borrow from us several times a year and sometimes for several years in a row, we expect you will too.