This is the official website of SUNWISE CAPITAL LLC (“Company”, “SunwiseCapital.com”, “we” or “us”). These Terms and Conditions, along with any referenced documents, dictate your access to and use of SunwiseCapital.com, including all content, features, and services available on or through the Website and any associated applications, networks, communication channels, or other services provided by us.
Before using the Website, carefully read the Terms and Conditions. By using the Website or clicking to accept the Terms and Conditions, you are agreeing to be bound by these Terms and Conditions, our Advertising Disclosures, and our Privacy Policy. Our Privacy Policy applies to all information collected on this Website, including the Privacy Notice for California Residents. If you do not agree to these Terms and Conditions or the Privacy Policy, do not access or use the Website. We can make changes to these Terms and Conditions at any time. When we do, the changes will be effective immediately and apply to everyone who accesses and uses the Website. We will post any changes we make to these Terms on this page and provide a notice on the Website’s home page. We will notify you on the Website’s home page if we make significant changes. However, any changes to the dispute resolution provisions in Governing Law and Jurisdiction will not apply to disputes that the parties were already aware of before the change was posted on the Website.
By using the Website or any of our Services, it is implied that you accept and agree to any changes made to the Terms and Conditions. Please check this page regularly to stay informed of any binding changes.
1. SERVICES SunwiseCapital.com offers information about loans and financial products through third-party providers. We are not a financial institution or credit card issuer. The information we provide is for informational purposes only. We don’t make decisions for service providers or validate their qualifications. We don’t guarantee terms or rates. We don’t issue credit cards or other financial products.
We do not assume responsibility for the behavior or policies of the service providers. The terms and rates provided by any service provider will be subject to the relevant terms and conditions of the products and services offered by the service providers.
2. ELIGIBILITY The Website and Services are intended for use by users 18 years of age or older who reside in the United States. By accessing or using this Website, you confirm that you meet the necessary eligibility requirements to enter into a binding contract with the Company. If you do not meet these requirements, you should refrain from using the Website or any of its Services.
3. ACCESSING THE WEBSITE AND ACCOUNT SECURITY We may change or remove parts of the Website or any services or content we offer without notice. We are not responsible if the Website is unavailable or if access is limited. Occasionally, certain areas of the Website or the entire Website may be restricted to users.
To access certain Services, it may be necessary to provide your contact information, including your email, on our Website. By directly providing us with information on the Website or through other forms of communication, you agree that our Privacy Policy (SunwiseCapital.com/privacy-policy) governs all the information you provide. You consent to our actions regarding your information in accordance with our Privacy Policy.
To receive financial information from third-party providers, you must submit an Application with your personal and business information. This may include your email, phone number, date of birth, social security number, bank account details, credit score, financial information, and homeowner status. You must ensure that all the information you provide is accurate and that you have permission to share it with us. The service provider’s or third party’s privacy policies will govern how they handle your User Data. By submitting an Information Request, you authorize the service providers and their affiliates to use your User Data to provide you with the requested information for research purposes.
If you provide us with contact information, you agree to receive communications from us. This may be through email, calls, or text messages directly or through a third party. We may contact you by phone using an automated dialing system with a pre-recorded message or an interactive voice response system. These calls may be for information and marketing purposes, including providing you with information about SunwiseCapital.com’s services. Standard text messages and minute charges from your cell phone carrier will apply. If you wish to opt out of these communications, you can unsubscribe or email us at [email protected]. You can update your contact information by contacting us at the same email address. By submitting Information and Application Requests, you consent to be contacted by relevant service providers via email or telephone. To opt out of these communications, please contact the service provider directly.
4. PERSONAL USE The Services are provided to you solely for personal and commercial use. You are not allowed to use, copy, distribute, transmit, sell, resell, or engage in any other activities with the Services for any other purposes.
5. INTELLECTUAL PROPERTY RIGHTS The Website and its content are owned by the Company, its licensors or other providers and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws. The Company name, logo, and related marks are trademarks of the Company or its affiliates or licensors. You must obtain prior written permission from the Company before using such marks.
You are granted a personal, non-transferable, and non-exclusive right and license to use the Website and the Licensed Content. However, you are not allowed to copy, reproduce, distribute, reverse engineer, or exploit any content, code, data, or materials on the Website. Modifying the Website or using modified versions for any purpose is also prohibited. You do not acquire any right, title, or interest in the Website or Licensed Content. SunwiseCapital.com and its licensors retain all rights in the Website and Licensed Content, including copyright, trade secret, trademark, patent, and other rights. Any unauthorized use of the Website or Licensed Content is a breach of these Terms and Conditions and may violate copyright, trademark, and other laws.
The Licensed Content can only be used in connection with the Services and in accordance with the permissions given. Any reproduction, distribution, modification, creation of derivative works, public display, public performance, republication, downloading, storing, or transmission of the Licensed Content is prohibited.
If you violate these Terms and Conditions by printing, copying, modifying, downloading, or sharing any part of the Website, your access will be immediately revoked, and you must, as decided by us, either return or destroy any copies of the materials you have created.
6. USER CONTRIBUTIONS The Website may include message boards and other interactive features (collectively, known as “Interactive Services”) that enable users to post content or materials (collectively referred to as “User Contributions”) on or through the Website. Users are required to follow the Content Standards outlined in these Terms and Conditions. You are solely accountable for any User Contribution you share on the Website and the potential repercussions of posting it. We are not accountable for the content or accuracy of any User Contributions posted by you or any other user of the Website.
Any User Contribution posted on the Website is considered non-confidential and non-proprietary. By providing any User Contribution, you grant us and our affiliates and service providers, as well as our respective licensees, successors, and assigns, the right to use, reproduce, modify, perform, display, distribute, and disclose such material to third parties for any purpose.
By agreeing to these terms, you confirm that you have full ownership and control over the User Contributions and possess the right to grant the license to us, our affiliates, service providers, and their respective licensees, successors, and assigns. You also agree that all your User Contributions adhere to the provisions outlined in these Terms and Conditions.
7. PROHIBITED USES AND CONTENT STANDARDS Users are only permitted to use the Website and the Services for lawful purposes and must comply with these Terms and Conditions. The use of the Website or the Service in any other manner is prohibited.
In any way that is against any relevant laws or regulations, including those related to data or software export.
This sentence describes actions that are intended to exploit or harm minors by exposing them to inappropriate content, asking for personal information, or engaging in other harmful behaviors.
It is prohibited to send, receive, upload, download, use, or re-use any material that does not comply with the Content Standards set out in Section 7.
To send or obtain the transmission of any advertising or promotional material, including any unsolicited or repetitive messages or any other similar forms of solicitation.
It is prohibited to impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity, including using email addresses associated with any of the aforementioned.
Engaging in any conduct that limits or hinders the use or enjoyment of the Services, or that, as determined by us, may cause harm to the Company or users of the Website or expose them to liability.
User Contributions must not contain defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory, or otherwise objectionable material.
User Contributions that contain explicit sexual content, violence, or discriminatory material based on race, gender, religion, nationality, disability, sexual orientation, or age are prohibited.
To post User Contributions that may potentially violate the intellectual property or other legal right of any individual or entity.
User Contributions must not violate the legal rights of others or contain any material that could result in civil or criminal liability under applicable laws or regulations or that otherwise conflicts with these Terms and Conditions and our Privacy Policy.
To upload User Contributions that could potentially mislead anyone.
User Contributions must not promote illegal activity or support unlawful acts.
To post User Contributions that contain inaccurate information, misrepresentation, or falsehoods that could potentially cause harm to us or anyone else.
Furthermore, it is agreed that you will not:
Please use the website responsibly and refrain from any actions that may negatively impact or disrupt its functionality or other users’ experience.
Do not use any robot, spider, or automatic device to access the Website for any purpose, including monitoring or copying material on the Website.
You are not allowed to monitor or copy any material on the Website without our prior written consent.
Do not use any device, software, or routine that disrupts the functioning of the website or services.
Do not introduce any viruses, trojan horses, worms, logic bombs or other material which can cause harm or damage.
Do not attempt to gain unauthorized access, interfere with, or damage any parts of the Website, the hosting servers, or any connected servers, computers, or databases.
Launch an attack on the website through a denial-of-service attack or a distributed denial-of-service attack.
Do not disrupt the functioning of the website or its services.
8. MONITORING AND ENFORCEMENT; TERMINATION We are entitled to:
We reserve the right to remove or decline any User Contributions at our discretion, without providing a specific reason.
We reserve the right to take any necessary actions regarding User Contributions that we feel are appropriate, including if we believe they violate the Terms and Conditions, Content Standards, infringe on intellectual property or other rights, pose a threat to the safety of website users or the public, or could result in liability for the Company.
You may be required to provide your personal information or identity to a third party if they claim that any content posted by you infringes upon their rights, including their intellectual property or privacy rights.
Appropriate legal action, including referral to law enforcement, will be taken for any illegal or unauthorized use of the Website.
We reserve the right, at our discretion, terminate or suspend your access or usage of the Website, for any reason, including without limitation, any violation of these Terms and Conditions.
We reserve the right to cooperate fully with law enforcement authorities or court orders requesting the disclosure of the identity or other information of anyone posting materials on the Website. YOU RELEASE AND AGREE NOT TO HOLD THE COMPANY, ITS AFFILIATES, LICENSORS, AND SERVICE PROVIDERS LIABLE FOR ANY CLAIMS THAT MAY ARISE FROM ACTIONS TAKEN BY ANY OF THE PARTIES INVOLVED IN INVESTIGATIONS OR AS A RESULT OF INVESTIGATIONS BY SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES.
We do not have the capability to review material before it is posted on the Website, and we cannot guarantee immediate removal of objectionable material after it has been posted. Therefore, we are not responsible for any actions or lack of actions regarding transmissions, communications, or content provided by users or third parties. We have no liability or obligation to anyone for the performance or nonperformance of the activities mentioned in Section VI and this Section VIII.
9. DIGITAL MILLENNIUM COPYRIGHT ACT You can contact our designated agent if you have a complaint about intellectual property rights regarding material posted on the website.
The address for SUNWISE CAPITAL LLC is Noble Law Firm, 6830 North Federal Highway, Boca Raton, FL 33487. The phone number is 561.353.9300, and the fax number is 305.675.3383.
Any notice claiming that materials hosted by or distributed through the Services violated intellectual property rights must contain the following information: The sentence should not be rewritten as it is already neutral in tone.
Please provide a description of the copyrighted work or other intellectual property right that you believe has been infringed.
Please provide a description of the material you believe is infringing and indicate its location on the Services.
Please provide your address, telephone number, and email address.
You assert that you believe in good faith that the use of those materials on the Services is not authorized by the copyright owner, its agent, or the law.
A statement that, “I assert that the information provided in the notice is true and accurate. Additionally, under penalty of perjury, I affirm that I am the copyright or intellectual property owner or that I have the authorization to act on behalf of the copyright or intellectual property owner.”
SunwiseCapital.com has a policy in place that states we will terminate or suspend access of users that we have determined as “Repeat Infringers.” A user is considered a Repeat Infringer if they have been notified of infringing activity or have had User Contributions removed from the Website on at least two occasions.
10. RELIANCE ON INFORMATION POSTED The information on our website and services is provided for general information purposes only. We do not guarantee this information’s accuracy, completeness, or usefulness. You rely on this information entirely at your own risk. We are not responsible for any reliance placed on this information by you or any other visitors to our website.
This Website contains content from third parties, including users and third-party licensors, affiliates, aggregators, and financial service providers. The opinions expressed in these materials, including articles and responses to questions, are solely the responsibility of the person or entity providing them. These materials may not reflect the opinion of the Company. We are not responsible for the content or accuracy of materials provided by third parties.
11. CHANGES TO THE WEBSITE The content on this website may be updated periodically, but it is not guaranteed to be complete or current. Any material on the website may be outdated, and we are not obligated to update it.
12. LINKING TO THE WEBSITE AND SOCIAL MEDIA FEATURES SunwiseCapital.com offers tools that allow you to export information, including User Contributions, to third party services. These tools may include buttons on social media services, like “like” or “share” buttons. By using these tools, you agree to transfer your information to the third-party service. We have no control over third party services and are not responsible for how they use your exported information. Any website you link to or make content accessible on must comply with our Content Standards.
By agreeing to cooperate with us, you accept the responsibility of immediately ceasing any unauthorized framing or linking. We have the right to withdraw linking permission without notice and may disable social media features and links at any time, at our discretion.
13. LINKS FROM THE WEBSITE The Website has links to third-party sites and resources for your convenience. This includes links in advertisements and financial information. We have no control over the contents of those sites or resources and are not responsible for any loss or damage that may arise from using them. If you choose to access any of the third-party websites linked to this Website, you do so at your own risk and subject to their terms and conditions.
14. GEOGRAPHIC RESTRICTIONS This website is intended for use by individuals located within the United States. We do not guarantee that the website or any of its content is accessible or suitable outside of the United States. If you access the website from outside the United States, you do so at your own discretion and are responsible for adhering to local laws.
15. DISCLAIMER OF WARRANTIES We cannot guarantee that files available for download from the internet or the Website will be free of viruses or destructive code. You are responsible for implementing procedures and checkpoints for anti-virus protection and accuracy of data. It is also your responsibility to have an external means for reconstructing any lost data. Use of the Services is at your own risk. The Services are provided on an “as is” and “as available” basis. SunwiseCapital.com and its affiliates, suppliers, and partners expressly disclaim all warranties of any kind, including implied warranties of title, merchantability, fitness for a particular purpose, and non-infringement.
SunwiseCapital.com and its affiliates, suppliers and partners do not guarantee any warranty.
The Website or the Services will meet your requirements.
The Website or the Services cannot guarantee uninterrupted, timely, secure, or error-free functioning.
There is no guarantee that there will be no errors on the Website or the Services, nor is there a guarantee that SunwiseCapital.com will fix any errors.
Materials obtained from the Website or Services are used at your own risk, and SunwiseCapital.com is not liable for any damage to your computer or data, or for any bugs, viruses, trojan horses, or other harmful code resulting from the use of the Website or Services.
The preceding does not impact any warranties that cannot be excluded or limited according to applicable law.
16. LIMITATION ON LIABILITY THE COMPANY, ITS AFFILIATES, AND LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS WILL NOT BE HELD LIABLE FOR ANY DAMAGES RESULTING FROM YOUR USE OR INABILITY USE OF THE WEBSITE, LINKED WEBSITES, CONTENT, SERVICES, OR ITEMS OBTAINED THROUGH THE WEBSITE OR LINKED WEBSITES. THIS INCLUDES DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, SUCH AS PERSONAL INJURY, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA. THE COMPANY DISCLAIMS ANY LIABILITY FOR CONTENT, PRODUCTS, OR SERVICES PROVIDED BY THIRD PARTIES. IF THE COMPANY IS FOUND LIABLE, THE MAXIMUM LIABILITY WILL BE US$50.00. THESE LIMITATIONS AND EXCLUSIONS STILL APPLY EVEN IF THE REMEDY PROVIDED DOES NOT FULLY COMPENSATE FOR LOSSES OR FAILS IN ITS ESSENTIAL PURPOSE OR IF THE COMPANY KNEW OR SHOULD HAVE KNOWN ABOUT THE POSSIBILITY OF THE DAMAGES. IF YOU ARE A CALIFORNIA RESIDENT, YOU WAIVE THE APPLICATION OF SECTION 1542 OF THE CIVIL CODE OF THE STATE OF CALIFORNIA OR SIMILAR STATUTES OR LAWS IN ANY JURISDICTION.
The preceding paragraph does not impact any liability that cannot be excluded or limited pursuant to applicable law.
17. INDEMNIFICATION You are responsible for defending, compensating, and protecting the Company, its affiliates, licensors, and service providers, as well as its officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns, from any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) that arise from your violation of these Terms and Conditions or your use of the Website, including but not limited to the submission of your User Data, User Contributions, or any use of the Services, the Website’s content, or any products obtained through the Website or Services.
18. GOVERNING LAW AND JURISDICTION Applicable laws shall govern all matters relating to the Website, these Terms and Conditions, and any disputes or claims arising from them, without consideration for choice or conflict of law provisions.
Legal disputes related to these Terms and Conditions, or the Website must be filed only in the federal courts of the United States or the courts of the State of Florida. You give up any objections to the authority of these courts over you and to the location of the case in these courts.
19. LIMITATION ON TIME TO FILE CLAIMS Any legal claims or actions related to these Terms and Conditions, or the website must be initiated within one year of the cause of action arising. After that time, the claim or action is permanently prohibited.
20. CLASS ACTION WAIVER By using this website, you agree to resolve any disputes or claims regarding these Terms and Conditions or the Website on an individual basis. You are not permitted to combine your claim with those of others or participate in a class action against the Company.
21. WAIVER AND SEVERABILITY The Company does not waive any terms or conditions stated in these Terms and Conditions, and it does not consider any failure to assert a right or provision under these Terms and Conditions as a waiver of such right or provision.
If a court or other tribunal determines that any provision of these Terms and Conditions is invalid, illegal, or unenforceable, that provision will be removed or restricted to the minimum extent necessary for the remaining provisions of these Terms and Conditions to remain valid and enforceable.
22. ENTIRE AGREEMENT These Terms and Conditions, our Privacy Policy, and our Advertising Disclosure constitute the sole and entire agreement between you and SUNWISE CAPITAL LLC with respect to the Website and the Services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the Website and the Services.
23. CONTACT INFORMATION The Website is operated by Sunwise Capital LLC, located at 20423 State Rd 7 F6-350, Boca Raton FL 33498 USA. For any inquiries or concerns regarding the Website, please contact [email protected].
We appreciate your visit to the website.
