Hard asset-based loans are one form of commercial finance.  It is when the borrower uses a real asset or real property as collateral to secure the loan. An asset-based loan business loan that is secured by collateral or assets is. The use of the term “Hard Money” specifically is in reference to the risk associated…

When comparing the difference between revolving credit vs. a line of credit, you may be surprised to find that although there are similarities, they are very different. Is a Revolving Line of Credit Good? Business owners learn more about revolving credit vs. nonrevolving credit line below to determine which is the best choice for you or…

A small business cash advance, also known as a merchant cash advance, is becoming a popular financing option for many small businesses with fluctuating revenue. This financing option is fast and easy.  It is a business funding option that provides fast cash when more traditional funding options, like bank loans, are not available. It differs from a small business loan or other…

New or small business owners have a responsibility to secure sufficient financing for the cost of current operations, as well as future growth. If your business is not entirely self-sustaining, or you need a little boost to fuel a jump to the next level, how do you know which financing options are best? You may…

As business owners, you may be asking yourself, “How can I get financing for my customers?” Customer financing is an excellent way to increase the number of sales you make, as well as encourage customer loyalty and repeat purchases. It targets potential buyers who want your product but aren’t sure they can afford to pay…

As a business owner, you will face a variety of challenges to keep your company operational and consistently moving forward. Obtaining financing and simultaneously building corporate credit to supplement profits or drive growth shouldn’t be one of those challenges. Unfortunately, many business owners struggle to get traditional loans due to lack of collateral, low personal credit scores, or little to no established business credit.…

Managing ecommerce inventory for your business can take a lot of time and resources if you don’t have the right ecommerce platform and inventory management strategy to streamline the process. Once you have determined your supply chain, what you need for shipping and inventory optimization for ecommerce, it’s time to check out management software options and…

Is It Hard to Get a Small Business Loan? A new or small business owner may have a harder time procuring a business loan than a larger company that has been in business for a while. For a bank or other lender, there is more risk associated with financing a new or small business because…