FAST AND AFFORDABLE BUSINESS FINANCING
Qualify for the small business loan you deserve to build your business
No Cost or Obligation
Fast and easy one-page application. It takes less than 5 minutes to complete.
Get approved and funded on the same day.
Flexible financing and tailored funding solutions to your unique goals and needs.
12 months in business
$15,000 monthly revenue
500+ FICO score
Business loans fuel growth and development for many companies. Our business loan programs include:
No problem if you have a bad personal credit score! Our Bad Credit Business Loans are designed specifically for people who have had trouble getting traditional loans because they have low credit scores.
If other lenders turn you down, or if you want to take some time to build up your credit history, our loans may be what you need. We can offer short-term cash advances against your existing line of credit from brick-and-mortar banks, credit unions, or lending institutions.
A Business Line of Credit is an unsecured revolving line of credit that allows you to borrow money when needed. It has no collateral required, and the borrower needs no personal guarantee. line of credit
The most significant advantage of a Line of Credit over a secured loan is the amount available to your company. The value of your assets does not limit it. There is also no requirement to pay back the entire amount borrowed. You only pay back the minimum payment plus interest, so you always have more money left for other purposes.
Our Fast Business Loans are for those who need money quickly. These loans are a percentage of your revenue and ability to make payments. The application process takes less than 5 minutes, and approval is usually the same day or within 24 hours. We provide access to funds on the same day or the following business day for businesses that need money quickly.
The design of our Fast Business Loans is to give you access to funds within hours, not weeks. Instead of waiting several weeks or three months for a bank loan, you’ll immediately have the cash you need.
Access to Invoice Factoring is a great way to get paid in full for upfront invoices. By using factoring, you eliminate collection costs and gain instant access to working capital. Invoice factoring is perfect for companies that sell products and services, receive advance payment for work completed, or supply goods or services. get paid in full for invoices
Small to medium-sized businesses typically use factoring. However, larger companies may use invoice factoring as well. The benefit of Invoice Factoring:
We specialize in providing large business loans to established companies that require financing beyond their current banking relationships due to a range of factors, including business size.
Our clients include manufacturing, construction, retail, technology, transportation, distribution, healthcare, energy, food & beverage, real estate, professional service firms, staffing agencies, etc.
Sunwise Capital understands how important it is to rely on your company’s financial strength to meet its obligations. That’s why we take extra steps to safeguard your success.
Our Programs offer flexible terms with competitive rates and fixed monthly payments. Large Business Loans provide:
A Long-Term Loan is a type of financing option where the lender provides financing for a specific period, generally between one year and ten years. Smaller businesses that cannot obtain traditional bank financing due to a lack of collateral or credit score can take advantage of our long term loans.
The typical long-term loan will have an interest rate higher than a conventional short-term loan; however, your payments are lower because the repayment period is longer.
The advantage of a long term loan is that the borrower receives more flexibility when repaying the loan. If the business needs additional financing down the road, our returning clients receive more money, with better terms and interest rates.
A Merchant Cash Advance (MCA) is a short-term, unsecured loan from a direct lender like Sunwise Capital, made directly to a merchant. It’s convenient for merchants to get fast cash to pay bills, buy inventory, or invest in growth opportunities.
These are not personal loans; they are an advance on your company’s credit card and debit card sales. Business owners apply online through our website and submit their applications electronically. We then review the application and approve or decline it immediately. Once approved, the money is ACH’d into the merchant’s account and available for immediate use.
Merchants can choose any funds ranging from $10,000 to $1 million. The average MCA loan amount is about $67,000, with a loan term of about 9 months.
Revolving Lines of Credit is a line of credit that allows you to borrow against future sales at a set interest rate. You can draw upon this line of credit whenever you need it. The advantage here means you don’t have to wait until your next billing cycle to get paid. You can also increase or decrease your credit limit as a business owner. As your business grows, you may want to add more lines of credit.
Small Business Administration (SBA) loans assist small businesses in obtaining capital to start up, expand, purchase equipment, hire employees, and perform other essential functions. These loans are under the 7(a) Guaranty Program and 504 Loan Program.
7(a) Guaranty: An SBA guaranteed loan is a low-interest loan provided by an SBA lender and eligible borrowers. Eligible applicants must be small businesses owned and controlled by socially and economically disadvantaged individuals. backed by the U.S. Government
504 Loan: An SBA 504 Loan is an SBA loan program that offers financing to small businesses that own real estate. The applicant must be a small business engaged primarily in commercial activities.
SBA Express Loan: An SBA Express Loan provides small business financing, a quick and easy way to access working capital. With the Express Loan, you can receive funding quickly.
You must meet specific requirements to qualify, including credit approval:
You will work with an SBA-preferred lender. For more information on these government-guaranteed loans and to get additional assistance, please click here.
Short term loans are typically less expensive than long-term ones but carry a higher risk. Short-term loans are usually for working capital purposes such as payroll, rent, mortgage payments, utilities, advertising, etc.
Please let us know today if you want more information or GET STARTED below.
Get $10K to $5M in business financing with our easy application process!
Sunwise Capital Loans offer a unique suite of financing options and business loans to over 700 industries. Find the right funding solution and business loan options customized to your small business, whether you are a new or existing business owner.
We provide flexible terms and competitive rates, no prepayment penalties, and fast approvals on business loans from $10k to $5 million. We can help your company get the financing you need to grow your business today.
Regardless of the type of financing, we will look to provide the business owner with the lowest interest rates and fast access to cash for those unexpected expenses or cash flow issues. Since we know that every company faces its own unique set of problems, our knowledgeable staff is here to help you get the most suitable financing solution.
We have been helping businesses like yours get the financing they need since 2010. If you’re looking for a business loan, equipment leasing, an SBA loan, or long-term, fixed-rate financing, we can help.
We’ll work hard to offer you the most competitive interest rates (we guarantee it!) with high approval rates. We work twice as hard to ensure you receive the most value for your money.
Our experienced team of professional funding specialists and underwriters will guide you through the entire process from start to finish. Whether it’s borrowers with credit scores that are dinged or you need a cash injection, our dedicated loan specialist will help you. We strive to provide you with the best customer service possible and keep you informed every step of the way.
Sunwise Capital offers a wide range of programs and business financing options to meet all your business concerns.
If you are interested in financing solutions, contact us at 888-456.9223 or email us at [email protected].
As a small business owner, you know that time in business is precious. That’s why Sunwise Capital provides quick turnaround times and competitive rates for your business expansion loan. As one of the top online lenders, once we get your application and bank statements, our approval times are in minutes and funding in hours.
Whether you need emergency funds or want to finance growth, we can help. We offer flexible payment plans and competitive working capital and inventory financing rates. Average business loan rates for eligible business owners are competitive interest rates.
Contact us at 888.456.9223 to learn more about how we can help you fund your company today with affordable business funding.
We have straightforward repayment terms with high chances of approval. Regardless of your business loan type, we have the perfect business expansion program.
If you have uneven cash flow, we have loan repayment program that works for you. We also offer low-interest rate loans for small businesses that don’t qualify for traditional bank loans because of what is on your credit report or personal tax returns.
We have a solution for you no matter what type of business financing you need. As long as you have annual sales exceeding $150,000 and consistent revenue, we can help. A business financing expert can give you the business finance option that meets your needs, from daily payments, weekly and monthly to long-term business loan products.