Unsecured Business Loans
$10,000 to $2M.
Get up to $2M without collateral. Ideal for businesses seeking unsecured funding.
Since 2010
86,000+ Business Trust Us
Diverse Business Loan Options to Fit Your Needs
Benefits
- Approvals in minutes - Funding in hours
- High Approval Rates (even if you’ve been turned down elsewhere)
- Flexible Repayment Terms
- No Collateral Required
- Funding for All Industries
- Easy Online Application
- $500 GUARANTEE*
Simple Loan Process - Fast Approval and Funding
Apply Online in Minutes
Get Instant Approval
Receive Funds within Hours
Grow Your Business
Boost your business with hassle-free loans tailored to your needs.
Empowering Small Businesses Since 2010
Sunwise Capital offers tailored business loans to help your business thrive. Our efficient loan processing and expert loan specialists ensure you get the funding you need quickly and easily.
Why Choose Sunwise Capital for Your Business Loans?
Expert loan specialists, flexible financing options, and a unique approach to assessing risk ensure higher approval rates and customized loan offers.
Unique
A unique approach proving highly predictive of actual risk. Higher approval rates and a full range of custom loan offers for our clients.
Technology And Expertise
Our systems are dynamic, changing the way we as a lender do business to get you the cash.
Our Story
Launched in 2010 to solve a major issue facing small businesses- getting money and working capital for the business and not a personal loan.
Expert Tips on Business Financing and Loan Management
Explore our blog for valuable insights and tips on business financing, loan management, and success stories from small businesses like yours.
FAQs
Sunwise Capital offers a wide range of business financing solutions, including term loans, merchant cash advances, lines of credit, equipment financing, SBA loans, and unsecured business loans. Whether you need funds for growth, working capital, or unexpected expenses, we have flexible options tailored to meet your specific business needs.
Yes! At Sunwise Capital, we work with businesses of all credit backgrounds, including those with challenged or low credit scores. We focus on your business’s overall health and revenue, not just your credit score. Our fast and flexible funding options help business owners get the capital they need—often with same-day approval and funding.
We pride ourselves on offering quick and easy business funding. Many of our clients receive approval within minutes, and funds can be deposited into your business account in as little as 4 hours. Our streamlined online application process makes it easy to get the financing you need—fast!
To qualify for a business loan with Sunwise Capital, most programs require:
- A minimum of 12 months in business
- At least $25,000 in monthly revenue
- A business banking account
- A credit score of 500+ (for most loan types) Our flexible approval criteria mean that even if you’ve been turned down elsewhere, we may still be able to help.