Why Do Our Clients Keep Coming Back?
Find out how our average business owner grows their revenue by 25% in the first 90 days and some by 200% in just six months with our small business loans.
Decisions in as fast as 1 business day, funding in as fast as 2 business days.
We make it simple, so you can get back to running your business.
Focus On Cashflow
Because there’s more to your business than a credit score.
What could your business do?
Expansion & Renovation, Cash Flow, Working Capital, Invest in Newer Technology, Insurance & Tax Payments, Hire Additional Staffing, Bulk Supply Purchase, Marketing, Purchase Equipment, Consolidate Debt
Did we mention there’s no cost or obligation to find out how much you qualify for?
Small businesses have always had trouble getting bank loans. Many are declined because banks base their evaluations solely on the owner’s credit standing. Others need capital immediately and banks are unable to respond in time.
Funding Your Dreams When a Bank Loan is NOT an Option
As a Lender we offer our performance-based model that makes fair financing available to those that just miss the cut for traditional bank loans.
Get the Personal Service You Deserve
Our mission is to help business owners achieve their goals by giving them access to money. It’s that simple; 3 out of 4 clients re-borrow several times a year. Why? Because it works!
Don’t Be Turned Down Because of Bad Personal Credit Anymore
You may be a young company, have poor personal credit, be losing money, or lack collateral, but that doesn’t necessarily mean you're not fundable. Call 888.456.9223 now and get $10K to $2M in as a little as 2 days.
Get the Funding You Need Quickly
Our lending process is simple so you can make quick decisions. Call 888.456.9223 now and get the funding you need in as a little as 2 days. We make sure that you get the loan that’s right for you, as fast as possible. Minimal paperwork, Quick Approvals, Call Us Now.
It Doesn’t Cost You More Money for Top-notch Service
Our staff is well trained to support your business and provide a solution just for you. We’ve perfected our lending model and support nearly 50,000 businesses. Questions? Call 888.456.9223 and we’ll answer every one of them. There is no cost and no obligation to get a quote.
Most people can't afford to wait for banks because they require large amounts of paperwork, financials, tax returns, personal guarantees, collateral and high credit. Many entrepreneurs and small to medium sized business owners do not know where to go when traditional banks cannot fund their loan requests to working capital, expand their businesses or better manage their cash flow.
At Sunwise Capital we’re 100% focused on small business.
We launched in 2005 to solve a major issue facing small businesses: getting money. As owners of a fledgling business doing $18M in annual revenue, we were unable to access the financing we needed to continue to grow. So we combined our passion for being a small business owner who lived in the trenches with the latest technology to evaluate businesses based on their actual performance, not personal credit. We understand the challenges of building a business through equity, debt and off-balance sheet financing, maintaining cash flow, making payroll, business expansion and inventory/equipment management.
That’s enabled us to say, “yes” more often and faster than traditional lenders. And that lets owners spend their time where it should be—on growing their business, not seeking financing.
Small Business and Technology Experience - Our team of seasoned professionals has the knowledge and experience to answer the needs of entrepreneurs. We forecast based on the success of small businesses, with a unique approach proven to be highly predictive of actual risk. This means a higher approval rate and broader range of offers for our customers. 3 out of 4 customers return 2 – 3 times a year. To us this only means one thing – it works!
Running a business is hard work. Getting funding from Sunwise Capital is not. We will offer our performance-based model that makes fair financing available to thousands of well-run businesses that just miss the cut for traditional bank loans. We will analyze the volume of cash flow in your business, which is a better indicator of your company’s financial health than your personal credit score. This allows us to lend to businesses that would otherwise be locked out of fairly priced capital. By changing the evaluation process, Sunwise Capital has made it easy for you to receive loan at fair rates.
At Sunwise Capital our mission is to provide business owners the capital to achieve financial credibility resulting in your business, which provides you, the owner, long-term access to capital and wealth. Together we will positively impact the survival and success rate of Small Business in America.
Mark & Vivian Kane - Co-Founders of Sunwise Capital
Mark Kane is a successful entrepreneur, author, business owner, and spent 17 years as an investment banker. He understands the challenges of building a business through equity, debt and off-balance sheet financing, maintaining cash flow, making payroll, business expansion and inventory/equipment management. He began his career as a Psychologist working for both private non-profit and for profit institutions. By the age of 23, he became the hospital’s youngest Hospital Administrator running a 100+ bed facility. He built two businesses to over 500 employees and built a business from scratch to over $18M in revenue in 18 months before selling.
Vivian Kane wanted to create Sunwise Capital to help business owners and their businesses get business funding and at highly competitive rates. She has a great understanding of the challenges that small to medium size business are faced with everyday due to bottom line cash flow. Fifteen years ago she started a company setting up small businesses with ACH transactions when ACH monthly transactions were revolutionary. This enabled her to understand the critical importance of cash flow management. As a result, she became extremely successful facilitating cash flow solutions to hundreds of small and medium size businesses that were always a day late and a dollar short. She began her career as a Marketing Director for a small regional hospital. She has a consultative approach to selling and love helping people and companies reach their goals.
Nothing says “Thank You” like a written testimonial from a satisfied client. Wouldn’t you agree? Here are the last 14 testimonials we have received.
We help small businesses every day. Our customers come from nearly 700 different industries. Here’s what they’re saying…
- Ann Law
Victoria Inns by the Sea
"Hi Vivian, I have worked with other short term loan companies, however, I found working with you and Sunwise faster, easier and more efficient than others. Keep up the good work in helping small business grow."
- Herb Allred
Managing Partner Wasteflo Inc. dba Wastenet
"Vivian I just wanted to send you a quick "thank you" for helping our company with funding for our business Wasteflo, Inc.. Being a small business in a service industry has it's challenges, not the least of which is funding business growth and meeting the financial needs that arise from day to day operations. Banks typically snub their noses at small business financing regardless of your credit worthiness making it very difficult for any small business to grow.
Sunwise Capital has proven to be a valuable partner to Wasteflo Inc. in helping us grow our business by assisting us with financing options that we can utilize while making the process fast and easy. The cost of money is reasonable and not overbearing and funding is fast so we can move forward with our growth plans. Payment terms are easy as well making our experience with your company pleasant and comfortable. Any company is only as good as it's reputation, and I would highly recommend Sunwise Capitol to any small business with financial needs requiring outside funding. Sunwise Capitol is a good and trusted partner!"
- Hugh M.
"Monarch-TV has used Sunwise Capital to help finance longer term video production projects where cashflow is critical. We've found the company professional and terms very agreeable. The more we’ve called on SunWise, the more streamlined the funding process has become."
- Frank Lechner
"For the most recent funding I had a specific use for it, and a plan.
Effectively, I would be spending more per unit in interest and have a vastly accelerated payback. Yet, the benefits far outweigh that. The project chosen is producing steady revenue of $1500 per month for as long as I want it to. Long after the note is paid off, that $1500 of pure revenue will still be coming in as the project will be 100% paid for. It will also have a residual or sale value 25% greater than the original notes at any time in the future.
The accelerated payback schedules is what can really make the difference. If you were to take conventional financing, the payments would be lower, and the rate would be lower. The issue with that is it becomes the gift that keeps on giving. You give and give to the bank, and maybe 10 to 20 yrs from now, you will actually own something. When all is said and done, your interest costs going that route are much larger, coupled with the long term stress of yet another payment.
If one has a determined purpose, this type of financing can make a great deal of sense. More importantly, the pay down is so rapid, that you can finish that project and plan for the next one to keep moving forward. "
- Sergio Melconian
Ripley Shirt Company
"Thank You for sending me this note, I was meaning to write you a Thank You note since we last spoke. It was one of the easiest way to access capital that I have encountered in my business life, and your attention to our needs was very professional and expedite.
As a result of the loan we got, very soon you could see the launch of our new e-commerce website with the inclusion of new and exciting products.
Would we recommend your program to our friends and business partners, yes we will. Your program is very simple to apply to and fair.
Again, Thank You for your attention and service”
"So glad we found you. I don't know what we would have done without you. We value our relationship with you. We look at you as our partner in the growth of our business."
- T G EAC
"We didn't want to go through our regular bank, because as we all know, they can take forever to process a simple company loan. The loan process with Sunwise Capital was really fast, and required a lot less paper work than usual. We especially appreciated having a go to (Vivian) person to help us navigate through everything.
We like the small manageable daily debits from our bank account, we also think the 6-month pay back time table, that we selected, fits our needs really well. Our company will be recommending Sunwise Capital to all our subcontractors & friends; we think their loan packages really work well, great for any small business.
Have an awesome week! Thanks, ”
- T G EAC
- T S
Savoy Engineering Group
"My fears about business loans being this big scary process and I would just be denied and judged as a failure as a business owner kept me from applying for any business funding. Sunwise Capital was professional and very helpful and positive from the beginning. Not like my bank that made it clear I was too small to bother with – even though I have banked with them for 20+ years.
Since I don't have a rich uncle or a ton of cash stashed somewhere, an alternative form of financing was the answer. Sunwise Capital understands the unique needs of a small business and the application process is very straightforward. A great feature was Sunwise Capital let me know I was approved within a couple of business days! No waiting for weeks to get a denial letter from my traditional bank.
Sunwise Capital staff is courteous, prompt and professional. They took a personal interest in my business and were available to answer any questions – even ones I felt were “dumb” or I should know the answer. I was apprehensive about taking a business loan out but Sunwise Capital made the entire process clear and easy to complete.”
- T S Quality HVAC Engineer
- Greenergy Professional Services
"Vivian, please find requested documents attached. I appreciate your help through the process. Since we began this process we looked at one of your competitors to see how competitive your pricing was. The pricing was comparable. However, they had a terrible BBB rating and many complaints. You have an A rating, so we have decided to use your company. Please let me know if you need anything else. Thanks, ”
- Firoz Shaikh
"When I first opened the business, I didn’t have enough money to buy inventory, so the vendors gave me credit to buy their products. As my business got busier, I had to buy more products and that’s where I got stuck. I only had certain time frame to pay them back and I couldn’t.
Taking the loan from Sunwise helped me pay my vendors and be back on track. The loan was very quick. In couple of days the money was transferred into my account. The repayment was done on a daily basis. Monday thru Friday. It was for nine months, so it was short term.
I would recommend this loan program, because it was very fast and easy to do. The process was fair. The only thing I would add is rather than taking money on a daily basis. They could just take all of it on the last day of the month. "
- Firoz Shaikh Mgh Chemistry
- M Benn
Britannia Pool & Lawn Care
"Quick, easy & excellent service. Second time loan, works to support cash flow in my business. Efficient staff, good rates, easy process."
- M Benn Britannia Pool & Lawn Care
- Allan E
Thanx Vivian received funding this morning. Thanx so much for your help.
I am already telling other contractors about y'all.
- Steve Q
Hey Randon, it's been my pleasure to have connected with you! I was funded with over 30k in about 7 business days. The process took longer because of a death in the family and myself being out of touch! You guys really are incredible. I'm using funds to open location in Gold Coast, Australia. It was very nice not having to tap into personal accounts. My bank would have taken at least 3 weeks, but my business operating on time sensitive operations, 3 weeks is 2 weeks too long! Thanks for your advice.
- Dr. G
Wow!! Great to hear!! Looking forward to getting on with implants!!!
Thank you so much for your time and effort!!! I appreciate it very much!!
- Adam S/Owner
C Air Solutions LLC
The whole process was very easy. Thank you for everything.
I'll talk to you in a few months!
- Wilbur H/VP
S-Pro Solutions inc.
Hi Vivian: You were the coordinator during the process of Sun-Pro Solutions obtaining a loan from Sunwise Capital. Every one we communicated with in your company was helpful, friendly and very efficient helping us to navigate through the process as quickly as possible. Our company needed some Capital in a very short period and you and others in Sunwise were very involved to assist us in getting the money we needed on time.
I would recommend Sunwise Capital Loan to anyone who has an immediate need for some cash quickly. Obtaining the loan is much quicker than going through a Bank and you are dealing with very nice folks at Sunwise Capital. So thank you and Sunwise Vivian for assisting us in a time of need.
- Jim B
Sun Wise Capital was so helpful to us when we needed them. As a small business owner we tried to get a loan from our bank to help us threw the winter and add on some additions we needed to improve or company. All the bank cared about was our tax returns, and a lot of paper work. I emailed Vivian Kane and she sent me an app, and that was about it. This loan was so easy. They made us feel like they believed in us. 4 days later I had the money in my account. It took longer because I’m slow at paper work, not them. Vivian was so nice and quick! Thank you so much you help us out, not just once but twice. I do wish the % was lower, but don’t we all. For the quickness we got the money, and the plan to pay it back it was worth it.
- J S
My credit history was previously tarnished and I thought I wouldn’t be able to get any loan. I was able to get my cash flow back on track in the short term, and wasn’t crippled financially trying to pay off the loan, in the longer term.
I liked the fact that payment of the loan was done on a daily basis and the amount was manageable.
I would absolutely recommend Sunwise Capital. Everyone involved with the company, that I had contact with, was helpful, knowledgeable, and very professional. They were able to get me funding when other institutions couldn’t.
- Scott Roveto
"So glad we found you. I don't know what we would have done without you. We value our relationship with you. We look at you as our partner in the growth of our business.”