Fast Business

Loans

Fast Business Loans makes it easy for business owners to receive the funding they need – today. The best part is that it takes less than 5 minutes to apply. Simply fill out our one-page loan application and provide the last 3 months of business bank statements. All you need is 6 plus months in business, annual revenue of at least $150K, a personal credit score of 500 or better and you can apply online to get your funds the next day. Thanks to Sunwise Capital, the days of waiting weeks for a quick business loan are over. If you need a loan in just one to two working days, we can help you!

Get up to $2m with eligibility Easy Online Application Fast Decision in 24 hours or less – Next day funding.

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Unsecured Business

Loans

Unsecured Business Loans do not require a you to put up any cash, collateral or assets to secure a term business loan. Banks and traditional lending institutions typically require you to secure your loan with either cash or assets, including personal property and automobiles. Generally, they require three dollars in collateral for every one dollar you look to borrow. If you ask me, if you had the additional three dollars in collateral you wouldn’t need the loan. Naturally, most business owners do not have the assets. If they do, they can hardly risk losing them. Our goal at Sunwise Capital is to make the process as easy as possible for our business owners. We consider far more than your personal credit score and collateral or assets. The application is a simple one-page questionnaire that can be completed in less than 5 minutes. Find out how easy it is to score an unsecured business loan.

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Large Business

Loans

Large Business Loans is a funding option for those looking to secure between $50,000 to $2M. These are term loans that can range from short term to a year or two. Companies that qualify for large business loans generally have annual revenue from between $500,000 to over $10m. The business profile includes being in business over three years with personal credit scores in the mid-600’s or better.

Large Business Loan Profile Up to $2M 1st or 2nd position 6 – 24 Months Term Loans Transaction Types Working Capital Unsecured Business Loans Growth Capital Consolidations

Larger loan amounts up from $5M to $30M with 3 – 6-year terms are on a per request basis. You must meet all of the following criteria. $10M plus annual revenue, $2M plus EBITDA, U.S. based. Both secured and unsecured, senior secured, for buyouts, acquisitions, refinance, recapitalization and growth.

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Merchant Cash

Advance

The Merchant Cash Advance is also called a cash advance or MCA. These advances are repaid through your future credit card and debit card sales. The merchant cash advance works because they are based on your company’s ability to repay a percentage of your daily batches.  technically, this is not a business loan.

No application fee, No cost, No obligation 1-page application, the most recent 3 months’ business bank statements You can avoid the hassle and documentation required for a traditional loan Proof that you’ve been in business six months or more Minimum annual revenue of $150,000 Credit score of 500 or higher Monthly credit card volume processing of $5,000 or more

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Business Line

of Credit

Business Lines of Credit provide business owners with the capital and flexibility they need to grow and expand their business. These business lines of credit offer a fast and easy alternative to the standard business loan. The main difference is rather than a loan with a fixed payment, the business line of credit provides the option of taking what you need when you need it. The beauty of this business loan is that it can be used multiple times when you need it most.

To qualify, you need to have a credit score of 680 or better. Checking your eligibility will not affect your credit score, and you can find out the same day whether you qualify. Need cash for your business? Want payment flexibility to help with your cash flow? Take advantage of this powerful financial tool to get your business to explode!

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Working Capital

Loans

Working Capital Loans are the backbone of running a business successfully. Working capital or operating capital helps you manage your day to day operations. Business owners know how critical it is to have enough cash on hand to pay for payroll, marketing, inventory, or the other vital parts of your business.

Not having enough working capital can crush your goal of sustained and increasing revenues. Unfortunately, most traditional lenders require outstanding credit scores, at least 3 years of operations and tax returns plus assets, collateral, and heavy personal guarantees.

At Sunwise Capital, we can provide unsecured working capital loans that can beat the banks. A fast and easy one-page application and 3 months of business bank statements can get you approved in 24 hours or less. Funding can be the very next day.

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