If you bring us a contract with a better offer, we guarantee to either beat that rate or pay you $500.

Discover The Insiders Guide To Business Start Up Costs

Embarking on the entrepreneurial journey is akin to setting sail into uncharted waters, where understanding the currents and winds of start-up costs can mean the difference between reaching new lands of opportunity and getting lost at sea.

As the captain of Sunwise Capital, I’ve navigated these waters, charting courses for countless businesses and guiding them from the spark of an idea to the solid ground of establishment.

Let me share with you my victories and mistakes. 

“Discover The Insider’s Guide to Business Start-Up Costs” is your compass and sextant, designed to help you map out the financial landscapes you’ll encounter, revealing the hidden treasures and potential pitfalls in the world of start-ups.

This guide is more than just numbers; it’s a lantern lighting the path of your entrepreneurial quest, packed with real-world wisdom and practical insights.

Whether you’re drafting the blueprint of your dream or already knee-deep in the journey, join me as we uncover the essential knowledge every business owner needs to navigate the initial stages of building a company that’s not just a fleeting venture but a lasting legacy.

What Are the Business Start up Costs


Business start up and organizational costs could vary depending on your industry, target demographic, tangible and intangible assets, etc. There is no one “average start up cost.”

In the current post-pandemic economic climate, competition is stiff. Business owners must anticipate their start up costs and ongoing organizational expenses to get the cash flow necessary for growth and profitability.

First, properly assess what you have available for start up funding, including any startup assets. Where is money coming from to launch your business? Is there a hidden cost? Is it from personal assets, or will you need a business loan? You will have a range of capital expenditures and capital costs. 

Launching a business means you will have start-up expenditures. The types of costs are different for each respective industry. The following are the most common examples of organizational expenses, the average startup, and capital expenses. Realistic start up costs vary. 

You’ll be better off starting with a realistic business plan.

Don’t forget a business isn’t a business until it opens a bank account under the business name. 

Professional services and legal fees are start up expenses that range from a few hundred to $10,000 or more, depending on the legal entity. Understand the differences between a limited liability company, a partnership agreement, or another business model and the complexity of your legal situation. 

For example, hiring an attorney may not make sense if you start a new business until you have at least one client. On the other hand, you need to set things up right away if you’re selling online. If you plan to incorporate, you should consider hiring an attorney as soon as possible.

The cost of accounting services depends on the amount of work and the type of accounting service you require (e.g., bookkeeping vs. payroll processing). 

You might also consider using a professional accountant who specializes in small businesses. These professionals typically charge lower hourly rates than those set by accountants with larger practices. 

Having a CPA on staff has benefits, including tax preparation and audits. Establishing a method of accounting at the beginning can help mitigate issues later.

Getting a handle on the types of expenses, typical start up costs, and what a deductible expense (and a tax deduction) is can save you a lot of headaches. Whether it’s an online business or a brick-and-mortar business, you need to keep track of ongoing expenses, even during the startup phase. 

Your focus and goal are profit activity. You need to make money through business activities. 

You’ll likely incur a premium payment if you purchase insurance through your broker or a commercial insurer. The amount depends on the type of coverage you choose, such as general liability, workers’ compensation, etc.

Start up Costs: How Much Should I Budget?



When determining how much money you should budget for startup costs, you must first select the total number of employees you plan to hire. Even if you’re a sole prop, you must account for paying yourself. Next, calculate the average salary per employee (including yourself). Then, add all these numbers to arrive at a rough estimate of the total startup costs for payroll.

Once you know this average cost, divide it by 12 to determine how much you should budget each month. Payroll costs can significantly reduce your revenue. 

Are you looking to live month to month or make money? You need to know your profit margins, which means you need to understand your actual expenses to produce your product or service. Are these one-time expenses part of the startup expenditures or ongoing? All businesses have both fixed costs and variable costs. 

Let’s say you plan to start a new restaurant in January 2023. This example is for part of the restaurant startup costs. You expect to employ ten people during peak season, and each person earns $20/per hour. 

Therefore, to calculate startup costs, you would multiply $20 x 10 equals $200 per hour to operate the restaurant. How many hours are you open daily? Now, divide this number by 12 to determine how much you should budget monthly for employee salaries and operating costs.

Now that you know how much you should budget for one part of your startup expenses, it’s important to note that this is only a guideline and some examples of startup costs. Your startup costs will differ based on the type of business you’re launching and other factors. That’s why keeping a list of actual or anticipated expenses is essential.

This information can help you set realistic expectations about your business idea and startup costs. Startups aren’t cheap, but your dream doesn’t have to break the bank, either.

If you have any questions about business start-up costs, don’t hesitate to contact us today. We look forward to helping you launch your dream business!

It’s time to take control of your financial future.

Financial Freedom Starts Here


1. Market Research Costs


Market Research

High-level Market Report Cost: $3,500 

Market research is critical when developing a marketing strategy. In fact, without market research, you won’t even know where to begin. You must identify potential customers and learn their buying habits to conduct effective market research.

Detailed Market Report Cost: $1,000

A detailed market report provides an overview of the industry you plan to enter. For instance, if you’re starting a dog grooming salon, a detailed market report will provide you with details like the size of the market, the average household income, the number of pet owners in different regions, etc.

Product-specific Market Report Cost: $5,000

If you create a product, you must conduct extensive research before launching your product. This research includes identifying competitors, researching consumer preferences, and learning more about their buying habits to develop a solid marketing strategy.

Competitive Analysis Cost: $4,000

Competitive analysis helps you understand your competition and its strategies to gain market share.

Customer Interviews Cost: $6,000

Customer interviews are another essential component of market research. They allow you to get direct feedback from real consumers and give you insight into what makes them tick.

Industry-wide Market Report Cost: $7,000

An industry-wide market report gives you an overview of the entire industry you’re entering. For example, if you’re starting an online pet store, it will tell you everything from the size of the market to the average customer lifetime value (CLV).

2. Incorporation Expenses


Incorporation Expenses

Incorporation Filing Fees (state/country-specific): $300 – $900

The incorporation filing fee varies depending on which state or country you live in or conduct business. Some states charge higher fees than others for business registration fees.

Corporate Formation Fee: $0 – $100

Depending on your corporation, the corporate formation fee may include your total cost. However, it’s important to note that many other expenses are associated with setting up a company, such as legal fees, accounting services, and bookkeeping software.

These additional costs vary based on the specific business structure you select.

Legal entities include: 

  • Sole Proprietorships
  • LLC, 
  • Sub-S 
  • C-Corp, 
  • Partnership


Sole Corporate Formation Fee: $0-$100

Depending on your corporation or business type, the corporate formation fee may be a part of your total cost.

However, it’s important to note that many other expenses are associated with setting up your company, such as legal fees, accounting services, and bookkeeping software. These additional costs vary based on the specific business structure you select. Be educated about the business entity you choose. 

Documentation Preparation & Filing Services: $0 – $500

Document preparation is one of the most time-consuming aspects of starting a new business. Preparing all necessary documents for incorporation can take a few hours to several weeks. Some states require filing specific types of documentation at different times. In addition to the initial document preparation, ongoing costs are related to maintaining your incorporation paperwork.

Attorney and agent fees (for complicated/multi-faceted businesses): $0 – $1,000

If your business requires an attorney or agent to help you incorporate, you will add his expense to your start-up budget.

Accountant Fee: $0 – $2,000

An accountant is often required if you plan to incorporate your business and file a tax return. This expense includes preparing financial statements and tax returns and keeping track of cash flow, deductible expenses, and taxable income. Accountants also offer advice about making your books easy to manage.

Accountants or CPAs will help determine if an asset is a capital expense. Fixed assets, such as new buildings or company equipment, are examples of capital expenditures, and intangible assets, such as patents and other technology and improvements to existing facilities.

Bookkeeper Fee: $0 -$5,000

A bookkeeper is someone who tracks your finances and prepares reports. They can also ensure that your bills are paid on time. Bookkeepers typically charge by the month, although they may have hourly rates for special projects.

Business Plan Consultant Fee: $0-$3,000

A business plan consultant helps entrepreneurs develop a detailed business plan. They can guide everything from marketing to financing options.

Business Plan Writing Service Fee: $0-$6,000

Plenty of companies will write you a business plan for free or at a low price.

Business Name Registration Fee: $0-$300

The state where you want to register your business name charges a fee.

Fees for Business Licenses: $0 – $300

Depending on the type of business license you need, you may have to pay additional local, county, and state fees. For example, if you’re opening a restaurant, you might have to pay a franchise fee.

Legal Fees: $150 – $1,500

Legal fees vary depending on whether you incorporate as a sole proprietor or form a corporation. They can range from $150 to $1,500 per hour. The average hourly rate for an attorney is about $200. A law firm may charge you an initial consultation fee of up to $500.

Accounting Software: $0 – $1K

Accounting software is essential for any small business owner who wants to keep track of their finances. There are many options, but each has its pros and cons, and you should consider these factors when choosing a particular program.

Software Licensing Fees: $0 -$ 1,000

Licensing fees can add up quickly depending on how much software you need. Most programs include a free trial period, so you’ll want to check the terms before purchasing.

Website Design/Development: $0 – $15,000

Website design and development costs vary widely based on the complexity of your website’s features. Your site needs to offer something unique enough to set itself apart from other websites in your industry.

Website Hosting Fee: $0 – $2,000

If you decide to host your website, you must purchase web hosting services. This service usually includes space on a server for your website files.

Domain Name Registration: $0 – $100

Domain name registration is another necessary expense. Many domain names are free through public registrars like GoDaddy.com, but others cost money, and the price depends on the length of time you wish to register the domain.

DBA Fee: $0 -$ 2,000

A database administrator (DBA) manages databases and ensures they run smoothly. They also ensure data integrity by backing up and restoring them as needed.

Permits & Licenses: $0 – $500

Depending on where you live, permits and licenses may be necessary for certain businesses. For example, if you plan to sell alcohol, you might have to obtain a permit and pay taxes.

Business Taxes: $0 – $???

Taxes are a necessary evil in most states. Some charge sales tax while others don’t, and others require annual property taxes. Other expenses include insurance, utilities, advertising, etc.


3. Business Insurance Costs

Business Insurance

What Insurance Policy Suits Your Needs?

In addition to your business license and permit requirements, there are several different kinds of insurance policies that you should consider buying. These cover specific risks associated with running a business.

Insurance Types

General Liability Insurance Cost: $0-$300

The cost of general liability insurance depends on your industry. For example, construction companies spend more than average because their workers can cause serious injuries.

However, small businesses usually spend less than average because they rarely need to file claims. General liability insurance protects against lawsuits resulting from bodily injury or damage to property caused by an insured person and covers legal defense costs and any judgments or settlements. 

Property Damage Insurance: Cost: $0—$500

Property damage insurance protects your business against losses caused by fires, floods, lightning, earthquakes, and other disasters. This policy protects against loss due to theft, fire, vandalism, windstorm, and other hazards. 

Commercial Auto Insurance: Cost: $0 — $5000

Commercial auto insurance protects your vehicles. This type of coverage protects vehicles used for commercial purposes, such as delivery trucks, taxis, and vans.

Professional Liability Insurance Cost: $0-$1000

Professional liability insurance protects professionals who provide services to clients. Examples include lawyers, doctors, accountants, architects, engineers, dentists, veterinarians, financial advisors, real estate agents, etc.

Workers’ Compensation Insurance Cost: $0-$100

Workers’ compensation insurance helps employers pay for medical care and lost wages for workers injured. In some cases, it also covers legal fees if an employee sues his employer for negligence.

Business Owner’s Policy Insurance Cost: $0 – $500

Business owners often choose this type of insurance because it combines general and professional liability insurance.

Data Breach Insurance Cost: $0 – $2000

Data breach insurance helps businesses recover stolen sensitive information about customers, employees, or others.

Employee Benefits Insurance Cost: $0–$200

If you have employees, they may want to purchase health insurance through your company’s plan. Your plan will likely offer better rates than the individual plans available. Health insurance premiums, life insurance coverage, and 401k can be costly when considering employee benefit programs. Decide what business expenses are critical during the startup period.

Disaster Recovery Insurance Cost: $0 — $3000

Disaster recovery insurance helps you recover after a natural disaster strikes. It includes restoring power and water, replacing damaged equipment, and retrieving backup data.

Business Interruption Insurance Cost: $0–$1000

This coverage pays you back if your business closes due to a covered peril.


4. IT Infrastructure Costs

Business IT Costs

Computer Equipment (Desktop, Laptop, Tablets) Cost: $0 – $2000

Computer equipment costs vary depending on how much memory, storage capacity, processing speed, etc., you need. You can get a rough estimate using our calculator below.

Network Infrastructure Cost: $0 – $1000

Network infrastructure costs include hardware, software, networking services, and bandwidth. Depending on what kind of network you use, these costs could be between $0 and $10,000 per month.

Business Software Costs: $0 – $1500

The software cost varies based on whether you buy licenses for each employee or just one license that covers all employees. 

Cloud Service Provider Cost: $0 – 500

Cloud service providers provide cloud computing resources such as servers, storage space, and networking. The providers typically charge monthly fees based on usage.

Office Supplies & Other Business Expenses Cost: $0 – $1500

Office supplies and other expenses include paper, pens, pencils, staplers, tape, markers, binders, folders, post-it notes, calculators, printers, fax machines, copiers, and scanners.

Cloud Computing/Server Configuration Cost: $0 – $5000

Cloud computing/server configuration costs depend on your chosen cloud computing solution. For example, Amazon Web Services offers several different types of solutions, including S3, EC2, RDS, Elastic Beanstalk, EBS, SimpleDB, Redshift, SQS, Fargate, IAM, API Gateway, Lambda, Kinesis Firehose, DynamoDB, and many more. Each solution has its own set of costs associated with it.

Ecommerce Website Setup Cost: $0 – $2000

An ecommerce website setup involves setting up the domain name, hosting, payment gateway, shopping cart, and any additional features you may want. 

Website Maintenance Cost: $0 – 2000

A website maintenance plan usually includes updating content, adding new products, fixing broken links, etc.

Website Design Cost: $0 – $3000

Website design is essential for running a successful online store. It includes creating the layout, colors, fonts, images, and other elements.

5. Workspace Costs

Business Office Space

Assigned/Shared/Coworking Spaces Costs: $0 – $2000

Assigned/shared/coworking spaces can range from free to expensive, depending on your needs. Some coworking spaces offer unlimited access to their facilities, while others have limited hours.

Hybrid Working Models Costs: $0 – $1000

Hybrid working models combine some shared office space with remote work options. These hybrid models often require a minimum number of monthly days to be considered full-time.

Virtual Work Space Costs: $0 – $2500

Virtual workspaces allow employees to use their home or another location as their workspace. This option saves money for employers who don’t need to pay for office space but still want their employees to work remotely. 

Working Models Costs: $0 – $5000

The cost of each model depends on how much you spend on your lease agreement, office furniture, equipment, and utilities.

Janitorial Services Costs: $0 – $500

Janitorial services are included in most office leases. They typically clean bathrooms, kitchens, break rooms, conference rooms, and lobbies.

Office Cleaning Costs: $0 – $700

Most commercial buildings have janitorial staff cleaning common areas such as restrooms, hallways, break rooms, and conference rooms.

Cleaning Supplies Costs: $0 – $200

Cleaning supplies include everything needed to clean a building, such as mops, brooms, vacuum cleaners, trash cans, etc.

6. Marketing and Sales Expenses

Business Marketing & Sales

Digital Branding & Advertising Costs: $0 – $3000

Digital branding and advertising costs create a professional image for your business and online presence. Examples include logo creation, social media marketing, email marketing, search engine optimization (SEO), and web development.

Marketing Plan & Strategy Costs: $0 – $6000

Marketing plans and strategies help businesses achieve their goals by outlining what they will do to promote their brand and sell their product. They also provide a budget for advertising, public relations, events, sales promotions, etc.

Social Media Marketing Costs: $0 – $5000

Social media marketing costs vary based on the platform you choose and the services you buy. Popular platforms include Facebook, Twitter, LinkedIn, Google+, Instagram, Pinterest, Tumblr, YouTube, Snapchat, Periscope, Vine, etc.

Search Engine Optimization (SEO) Costs: $0 – 10000

SEO costs depend on the size of your company, the keywords you target, and the amount of traffic you expect.

Email Marketing Costs: $0 – 5000

Email marketing costs vary depending on the frequency of emails, the type of service you purchase, and the number of recipients.

Lead Generation & Conversion Costs: $0 – 3000

Use lead generation and conversion costs to attract new customers and convert them into paying clients. Examples include cold calling, direct mail campaigns, telemarketing, and other lead generation forms.

Customer Acquisition Costs: $0 – $2000

When hiring an agency to find potential leads, customer acquisition costs can be high. However, customer acquisition costs can be less if you have a good reputation in your industry and already have existing customers.

Customer Retention Costs: $0 – $1000

Use customer retention to keep current customers happy and loyal. These costs may include providing excellent customer service, offering discounts or special deals, and ensuring your website is easy to use and has all the features customers want. 

Marketing Automation Costs: $0 – $500

Marketing automation costs vary depending on the software you choose and how long it takes to set up and implement. Some companies offer free trial periods to test different programs before committing. 

Offline Marketing (flyers, brochures, business cards) Costs: $0–1000

Offline marketing costs vary based on whether you print or buy your materials from a printing company. If you publish your flyers, brochures, etc., you will need to pay for paper stock, ink/toner cartridges, mailing envelopes, postage stamps, etc. You only need to pay for their design and production if you buy printed materials.

7. Human Resources

Business Human Resources

Recruitment & Hiring Costs: $0 – $200

Recruitment and hiring costs depend on the size of your team and on what kind of positions you’re filling. For example, if you’re looking to fill a position requiring specific skillsets or experience, you might spend more money than looking to fill a job with no requirements.

Human Resources (HR) Costs: $0 – $100

HR costs help manage employees, including payroll, benefits, training, and records. You can save significant money by outsourcing some of these tasks, but ensure you get the best deal possible. 

Compensation & Benefits Costs: $0 – $300

Compensation and benefits cover everything from salary and healthcare to retirement plans and vacation days. Ensure you understand what you’re paying for and don’t overpay for these items.

Training, Productivity, and Development (HR Tools) Costs: $0 -$100

The costs of training, productivity, and development (or HR tools) vary based on your tools. If your organization uses a CRM system like Salesforce, you’ll have to pay for that tool. Instead of using a CRM, you can use an internal spreadsheet without paying anything extra.

Employee Onboarding Costs: $0 – $150

Use employee onboarding costs to help new hires feel comfortable in their roles and adjust to their new environment. This expense includes things like orientation sessions, introductions, and training.

Employee Recognition Programs/Incentives Costs: $0 – $250

Employee recognition programs and incentives include gift cards, cash bonuses, and other rewards. These can be great ways to motivate your team and keep them engaged. However, they can also be expensive.

Employee Tracking and Remediation Systems Costs: $0 – $500

Employee tracking and remediation systems costs vary depending on the data you want to collect and store. Some companies store this information internally, while others outsource it to third-party providers.

8. Additional Funding

Business Funding

After a while, it’s not unusual for entrepreneurs to look for outside funding. Getting startup funding can be a full-time job. Depending on numerous factors, you may look to secure lines of credit. Always remember that you need to be able to make the loan payments, regardless of the loan type.  

Small Business Administration

Small business administration loans are available through banks, credit unions, and government agencies. The SBA offers several types of loans, such as microloans, small businesses, and disaster loans.

Microloan Loans: 

Small businesses with annual gross sales of less than $150,000 can apply for a microloan through the SBA. The loan will typically range between $10,000 and $35,000 if approved.

Small Business Loan: 

Small business loans are available through banks, credit unions, or alternative online lenders. They are usually more significant than microloans, ranging from $50,000 to $500,000.

SBA Grants: 

Small businesses can utilize SBA grants for various marketing, research, development projects, etc. Business owners must meet specific requirements before applying for an SBA grant.

Small Business Development Center

A small business development center provides free assistance to entrepreneurs in developing their ideas into viable businesses. They offer workshops, seminars, mentoring, and counseling services.

Startup Incubators

An incubator helps startups grow by providing office space, equipment, and access to capital. Many incubators provide these services at no cost to the company.

Angel Investors

An angel investor provides money to early-stage startups. Angel investors often invest in multiple startups at once.

Funding Rounds

If you’re looking for additional funds, consider raising venture capital. Venture capitalists invest in startups that have already generated revenue, and they expect the founders to have experience running a business.

Small Business Loans

Option options are still available if you don’t meet traditional bank loan requirements. Small business loans come in many forms, but most require collateral. 

Here are some examples of small business loans:

Commercial Lines of Credit (CLOC)

Commercial Lines of Credit (CLOCS) allow you to borrow against your assets. They are secured loans, and you must put up something of value as security for the loan. If you own an auto dealership, you could use the equity in your cars as collateral for a CLOC, for example.

Term Loans

Term loans are unsecured loans, and these loans do not require collateral. However, they carry higher interest rates than CLOCS.

Equipment Leases

Equipment leases are also known as operating leases. An equipment lease allows you to take possession of the equipment without paying for it upfront. Instead, you pay rent each month until the lease expires. At that point, you purchase or return the equipment to the leasing company.

Working Capital

Working capital refers to short term financing used to cover cash flow needs. Some companies use working capital to fund inventory purchases, and others use working capital to finance payroll expenses. While the interest on a loan may be a business expense for tax purposes, the repayment is also a monthly expense (add it to your monthly expenses). 

How much capital do you need to start a business?

How Much Money to Start a Business

The amount of money required to start a new business varies widely depending on several factors, such as your location, what type of business you plan to launch, and how successful you want to be. In general, starting a business requires less money than maintaining one.

If you need more information about starting a business, visit the U.S. Small Business Administration’s website at https://www.sba.gov/business-guide/10-steps-start-your-business.


Indeed, the considerations for business startup costs are manifold; however, they are not entirely different from those in the past. 

Considering that your plan and research are on point, there seem to be fewer uncertainties about which business startup costs to expect and how to incorporate them into your business plan best.

Starting a new venture is not easy, requiring dedication and hard work. But if you have a good idea, you are ready to start your business. 

Good luck!

FAQs: Business Start-Up Costs

What are business start-up costs?

Business start-up costs refer to the expenses incurred while establishing a new business. These costs can include but are not limited to legal fees, licensing, initial inventory, marketing, equipment, and office space. Understanding and planning these costs is crucial for new business owners to secure the necessary funding and ensure a smooth launch.

Why is it important to accurately estimate start-up costs?

Accurately estimating start-up costs is essential for several reasons. It helps entrepreneurs secure adequate funding, prevents cash flow shortages, allows for a realistic pricing strategy, and contributes to a well-structured business plan. Underestimating these costs can lead to financial difficulties while overestimating might deter potential investors or lead to unnecessary borrowing.

Are there different types of start-up costs?

Yes, start-up costs can be categorized into two main types: one-time costs, such as licenses, permits, and initial inventory, and recurring costs, like rent, utilities, payroll, and marketing expenses. Distinguishing between these helps in budgeting and financial planning.

Can start-up costs be deducted for tax purposes?

Certain start-up costs can be deducted in many jurisdictions for tax purposes, lowering the business’s tax liability. These may include costs related to market research, travel, legal fees, and employee training. The rules on what can be deducted and when vary, so consulting with a tax professional is advised.

How can I finance my start-up costs?

Start-up costs can be financed through various sources, including personal savings, loans from friends and family, bank loans, angel investors, venture capital, crowdfunding, and grants. The appropriate choice depends on the amount needed, the business model, and the entrepreneur’s preferences and resources.

What common mistakes should I avoid when estimating start-up costs?

Common mistakes include underestimating the amount of capital required, overlooking hidden costs, failing to account for delays in opening or generating revenue, and not setting aside a contingency fund for unexpected expenses.

How can I reduce my start-up costs?

Reducing start-up costs can involve leasing equipment instead of buying, starting small and scaling up, working from home to save on office space, utilizing free marketing channels, and carefully managing inventory to avoid excess. Prioritizing essential expenses and seeking cost-effective solutions can significantly lower initial outlays.

Should I prepare for unexpected start-up costs?

It’s wise to prepare for unexpected costs by setting aside a contingency fund, typically 10-20% of your estimated start-up costs. This fund can cover unforeseen expenses or cash flow shortages, providing a safety net during the early stages of your business.

How do I keep track of start-up costs?

Keeping track of start-up costs requires a detailed record-keeping system. Use accounting software to categorize and record all expenses, retain receipts, and regularly review financial statements to monitor spending against your budget.

When does investing in start-up costs stop?

Investing in start-up costs generally continues until the business reaches operational stability and starts generating consistent revenue. However, as the business evolves, the nature of expenses may shift from initial set-up to operational and growth-focused investments.

Understanding and managing start-up costs is critical to launching and sustaining a successful business. Adequate planning, budgeting, and financing strategies are essential to effectively navigate the initial stages of business development.




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Mark J. Kane, Founder & CEO of Sunwise Capital, is a distinguished entrepreneur with over 16 years in business financing. Beginning as a psychologist, he quickly became a trailblazing Hospital Administrator. Mark has built multiple ventures, notably accelerating a startup to $18M within months. His transition to Sunwise Capital stems from a deep-seated desire to empower business owners with strategic financial solutions. Recognized for his expertise, Mark's leadership at Sunwise Capital reflects his commitment to fostering business growth and success. about the author.

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