How Quickly Can I Get Equipment Financing for My Business?

Fast equipment financing is what many owners search for when they need new machines, vehicles, or tools to keep jobs moving. Waiting weeks for a bank loan can stall projects, delay revenue, and stress your team. That’s why Sunwise Capital is a top choice for business owners who want speed, fairness, and clear terms—without piles of paperwork.

Sunwise makes the process simple and predictable. You start with a short online application. Decisions come fast, and funding can follow quickly, so you can place orders, schedule installs, and stay on deadline. Instead of rigid rules, you get practical options that fit how your business operates—across construction, trucking, healthcare, and manufacturing.

Why Fast Equipment Financing with Sunwise Works

• Speed that matters: Quick approvals and rapid funding help you act now.
• Low upfront costs: Many approvals require little or no money down.
• Flexible terms: Payments sized to your cash flow and seasonality.
• Industry know-how: Experience with yellow iron, CNC, diagnostic devices, and more.
• Transparent pricing: Clear terms and no hidden surprises.

What Do I Need to Qualify?

Sunwise looks at the whole business, not just a credit score. Established firms (often 2+ years in business), steady revenue (commonly $25K+/month), and a 600+ credit score are strong candidates. The equipment itself can serve as collateral, which can speed up decisions and improve terms. Typical documents include a short application, recent bank statements, and an equipment quote or invoice from your vendor.

How Fast Is the Timeline?

Most owners complete the application in minutes. Approvals can be issued quickly, and funding can follow soon after vendor paperwork is finalized. That means you can secure units, lock pricing, and start work without losing momentum.

For a neutral overview of benefits and trade-offs, see Bankrate’s explainer: Equipment loan pros and cons.