Sunwise Capital, LLC
Last Updated: May 26, 2026
About This Policy
This Privacy Policy describes how Sunwise Capital, LLC (“Sunwise Capital,” “we,” “us,” or “our”) collects, uses, shares, and protects personal information when you visit SunwiseCapital.com, apply for business funding, contact us, or otherwise interact with our services (collectively, the “Services”). It also explains the privacy rights you may have under U.S. federal law, the California Consumer Privacy Act as amended by the California Privacy Rights Act (“CCPA/CPRA”), and other state privacy laws.
By using our Services, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with our practices, please do not use the Services.
1.1 Information You Provide to Us
When you apply for funding, request information, or otherwise interact with us, you may provide:
1.2 Information Collected Automatically
When you interact with our Services, we and our service providers automatically collect:
1.3 Information from Third Parties
We may receive information about you from:
1.4 Sensitive Personal Information
Some of the information we collect is considered “sensitive personal information” under California and other state privacy laws. This includes Social Security Number, driver’s license number, state identification number, financial account numbers, account log-in credentials, and precise geolocation. We collect this information only to provide and administer the Services, to verify identity, to evaluate funding applications, to prevent fraud, and to comply with legal obligations – uses that are permitted without an additional opt-in under the CCPA/CPRA.
We use the information described above for the following business and commercial purposes:
We share personal information with the following categories of recipients:
We do not sell personal information for monetary consideration in the traditional sense. However, our use of advertising cookies and similar technologies may constitute “selling” or “sharing” of personal information as broadly defined under the CCPA/CPRA. You can opt out as described in Section 5.
We may also disclose aggregated or de-identified information that does not reasonably identify any individual. We commit not to attempt to re-identify such information.
We and our service providers use cookies, pixels, tags, software development kits (SDKs), local storage, and similar technologies (collectively, “Cookies”) to operate the Services and to support marketing and analytics. We use the following categories of Cookies:
You can control Cookies through your browser settings and, where required, through the consent banner displayed on the Services. You can also use industry opt-out tools such as the Digital Advertising Alliance (https://optout.aboutads.info), the Network Advertising Initiative (https://optout.networkadvertising.org), and your device’s mobile-advertising controls. Some browsers offer a Global Privacy Control (GPC) signal; where required, we treat a GPC signal as a valid request to opt out of the sale or sharing of personal information for the browser sending the signal.
5.1 California Residents (CCPA/CPRA)
If you are a California resident, you have the following rights, subject to certain limitations:
5.2 Other U.S. State Privacy Rights
If you are a resident of Virginia, Colorado, Connecticut, Utah, Texas, Oregon, Montana, Iowa, Indiana, Tennessee, Florida, Delaware, New Hampshire, New Jersey, Maryland, Minnesota, Nebraska, Rhode Island, Kentucky, or another state with a comprehensive consumer privacy law in effect, you may have similar rights, including the right to access, delete, correct, and obtain a portable copy of personal information, and the right to opt out of targeted advertising, sale, and certain profiling activities. You may also have a right to appeal a denial of your request.
5.3 How to Exercise Your Rights
You can exercise your rights by:
We will verify your request using information we already have or by asking for additional information sufficient to confirm your identity. We will respond within the time period required by applicable law (typically 45 days, extendable by another 45 days where necessary). If we decline a request, we will explain why, and you may have the right to appeal.
If Sunwise Capital extends credit to consumers, sole proprietors, or single-member LLCs treated as individuals, it may be a “financial institution” under the Gramm-Leach-Bliley Act (15 U.S.C. § 6801 et seq.) and Regulation P (12 C.F.R. Part 1016) and will provide a separate GLBA Privacy Notice describing categories of nonpublic personal information (NPI) collected and disclosed, affiliate-sharing practices, and (where applicable) an opt-out for nonaffiliated third-party sharing. The required GLBA notice form and content differ from this Privacy Policy and incorporated here by reference or linked.
In connection with evaluating your application, we may obtain consumer reports and business credit reports from consumer reporting agencies. By submitting an application, you authorize Sunwise Capital and its lending partners to obtain such reports from time to time, including soft inquiries that may not affect your personal credit score and, where applicable, hard inquiries that may. If you are denied funding based in whole or in part on information in a consumer report, we will provide you with an adverse-action notice as required by the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.) and the Equal Credit Opportunity Act (15 U.S.C. § 1691 et seq.), including the name and contact information of the consumer reporting agency.
We may send you marketing communications by email, telephone, text message, and direct mail, where permitted by law and (where required) with your prior express written consent. You can opt out at any time by:
We will process opt-out requests within 10 business days as required by the CAN-SPAM Act (15 U.S.C. § 7701 et seq.). Opt-out applies to marketing communications only – we may still contact you regarding your account, application, or other transactional matters. Please see our Sales Funnel Disclaimer / TCPA Consent for additional information about consent to be contacted by automated dialing systems and SMS.
We may use automated tools and algorithmic models to help evaluate funding applications, detect fraud, and personalize communications. Final funding decisions may be made solely by automated means. If you would like more information about our automated decision-making processes, or if you would like to request human review of a decision (where applicable under your state’s privacy law), please contact us as described in Section 17.
We retain personal information for as long as necessary to fulfill the purposes described in this Policy and to comply with applicable legal, accounting, tax, regulatory, and recordkeeping obligations, including obligations under federal lending laws, anti-money-laundering regulations, and the FCRA. Typical retention periods:
When personal information is no longer needed, we securely delete, destroy, or de-identify it.
We maintain administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, disclosure, alteration, and destruction, consistent with the Safeguards Rule under the Gramm-Leach-Bliley Act (16 C.F.R. Part 314) where applicable. These safeguards include access controls, encryption in transit, employee training, vendor due diligence, and incident response procedures. No method of transmission over the internet or storage system, however, is completely secure, and we cannot guarantee absolute security. In the event of a data breach affecting your personal information, we will notify you and applicable regulators as required by law.
The Services are intended for adults aged 18 and older operating or owning a business. We do not knowingly collect personal information from children under the age of 16. If we learn that we have collected personal information from a child under 16, we will delete it. If you believe we may have collected information from a child, please contact us at [email protected].
The Services are operated from the United States and are intended for users located in the United States. If you access the Services from outside the United States, your information will be transferred to, stored, and processed in the United States, which may have data-protection laws that differ from those in your jurisdiction. We do not knowingly market to or serve residents of the European Economic Area, the United Kingdom, or Switzerland through the Services.
The Services may contain links to third-party websites, products, or services. We are not responsible for the privacy practices or content of those third parties. We encourage you to review the privacy policies of any third-party site you visit.
We may update this Policy from time to time to reflect changes to our practices, technologies, legal requirements, or other factors. The “Last Updated” date at the top of this Policy indicates the most recent version. If we make material changes, we will provide additional notice (for example, by email or by posting a prominent notice on the Services) before the changes take effect.
16.1 California “Shine the Light”
California residents may request, once per calendar year, a list of categories of personal information that we have disclosed to third parties for those third parties’ direct marketing purposes in the preceding calendar year. To make a request, email [email protected] with “Shine the Light Request” in the subject line.
16.2 Nevada Residents
Nevada residents may opt out of the sale of certain covered information for monetary consideration to a third party that licenses or sells that information to other parties. We do not currently engage in such sales, but Nevada residents may submit a verified request to opt out at [email protected].
If you have questions or concerns about this Policy or our privacy practices, please contact us:
Attn: Privacy
20423 State Road 7 F6-350
Boca Raton, FL 33498
Email: [email protected]
Phone: 888.456.9223
For California, Colorado, and other state residents with a right to appeal a denied privacy request, please indicate “Appeal” in the subject line of your email or first sentence of your communication.
– End of Privacy Policy –
