By Mark J. Kane | Founder & CEO, Sunwise Capital | Forbes Finance Council Member 18+ years in business financing · 86,000+ businesses trust us · Boca Raton, FL Key Takeaways What credit score is needed for Sunwise Capital’s equipment financing? Can new businesses apply for equipment financing? How quickly can I receive funding for construction equipment? Securing financing for construction equipment is a critical step for established businesses looking to expand their operations. With over 700 industries relying on efficient equipment to drive growth, finding the right financial solution can make all the difference. Since 2010, over 86,000 businesses have trusted Sunwise Capital to provide reliable funding that fuels their success. Mark J. Kane, Founder and CEO of Sunwise Capital, understands that construction companies need flexible options to keep their projects running smoothly. Whether you’re seeking $10,000 or up to $500,000 in unsecured loans, or even equipment financing extending to $5 million, it’s crucial to select a funding partner like Sunwise Capital that offers unmatched speed and convenience with same-day funding available in as little as 4 hours. Table of Contents Toggle Why Financing Construction Equipment is a Smart InvestmentFrequently asked questionsWhat credit score is needed for Sunwise Capital's equipment financing?Can new businesses apply for equipment financing?How quickly can I receive funding for construction equipment?Your business qualified for capital. Find out how much.About the Author Why Financing Construction Equipment is a Smart Investment Investing in construction equipment is a necessity for growth-oriented companies. However, purchasing heavy machinery outright can strain operational cash flow. This is where strategic financing comes into play, allowing companies to acquire essential equipment while preserving capital for other needs. Mark J. Kane, Founder and CEO of Sunwise Capital, emphasizes, “Equipment is one of the smartest ways to deploy borrowed capital because the asset itself generates the revenue to repay the loan. We can structure equipment deals up to $5 million for companies across construction, healthcare, and transportation — often with no down payment required.” This approach not only secures the required assets but also aligns repayment with the revenue those assets generate. Furthermore, leveraging financing solutions can provide tax advantages. According to the IRS guidelines, businesses may qualify for Section 179 tax deductions when they finance equipment, thereby reducing their taxable income. This strategy allows businesses to enhance their bottom line while ensuring they have the cutting-edge tools necessary for success. “Equipment is one of the smartest ways to deploy borrowed capital because the asset itself generates the revenue to repay the loan. We can structure equipment deals up to $5 million for companies across construction, healthcare, and transportation — often with no down payment required.” Financing Option Loan Amount Interest Rates Repayment Terms Merchant Cash Advance $5,000 – $500,000 Variable 3 months to 18 months Equipment Financing Up to $5 million Fixed Up to 5 years Unsecured Business Loan $10,000 – $500,000 Fixed 1 to 5 years Frequently asked questions What credit score is needed for Sunwise Capital’s equipment financing? A minimum credit score of 680 is typically required to qualify for equipment financing with Sunwise Capital. This ensures favorable loan terms for established businesses. Can new businesses apply for equipment financing? Sunwise Capital primarily serves businesses with 5+ years in operation and $750,000+ in annual revenue. This focus helps provide competitive rates and tailored financial solutions. How quickly can I receive funding for construction equipment? With same-day funding available in as little as 4 hours, you can quickly access the capital needed for essential equipment through Sunwise Capital. For established construction businesses, securing financing for construction equipment is not just an option, but an essential step towards sustainable growth. By selecting a trusted partner like Sunwise Capital, you’ll benefit from fast approvals backed by a reputable name. Mark J. Kane, Founder and CEO of Sunwise Capital, has built a brand around supporting businesses like yours. With tailored financing solutions and a commitment to speed and flexibility, Sunwise Capital stands ready to meet your needs. Ready to take the next step? See if you qualify for quick and easy financing today. What business owners say about Sunwise Capital Trustpilot Find. Fund. Fuel. Your business qualified for capital.Find out how much. See your funding options in 2 minutes. No commitment. Since 2010, over 86,000 businesses have trusted Sunwise Capital. See My Funding Options → ⭐ 4.9/5 Trustpilot · Forbes Finance Council · NEFA & AACFB · Funding in as little as 4 hours About the Author Mark J. Kane is the Founder and CEO of Sunwise Capital, a small business lending company based in Boca Raton, Florida. With more than 30 years of experience in business finance and executive leadership, Mark has helped business owners access the capital they need to grow, adapt, and compete. Before founding Sunwise Capital, Mark held senior leadership roles across capital markets, securities, healthcare, and internet finance. His background includes building high-growth financial platforms, expanding investment banking operations nationwide, training thousands of sales professionals, and scaling ventures from startup stage to multimillion-dollar revenue. Mark holds a B.S. in Psychology from the University of Massachusetts Amherst and a Master’s Degree from the University of Chicago. Through Sunwise Capital, Mark and his team have helped more than 86,000 businesses pursue funding solutions designed to support growth, cash flow, equipment purchases, and long-term success. Ready to apply? See your funding options in minutes at Sunwise Capital.
