If you bring us a contract with a better offer, we guarantee to either beat that rate or pay you $500.

Who’s the Best for Medical Office Financing?

Medical office financing helps practices fund buildouts, relocations, and equipment upgrades with fixed payments and low upfront cash. Apply online, provide bank statements and a vendor quote, and use the asset or lease as support. Approvals come quickly, so you can modernize patient care while protecting working capital.

Medical office financing becomes urgent when your lease ends early or the imaging room needs a full refresh fast. Waiting months for a bank answer risks schedule gaps and lost revenue. That’s why many practices choose Sunwise Capital—simple forms, clear terms, and decisions in hours, not weeks.

Medical Office Financing: How It Works

Pick the project—new buildout, expansion, or remodel. We size payments to expected production, often using the equipment or improvements as support. You keep cash free for payroll and marketing while the office upgrades pay you back. For a neutral overview of long-term fixed financing, see SBA: 504 Loans.

6 Proven, Hassle-Free Options

  • SBA 504: Fixed-rate financing for real estate and major improvements.
  • SBA 7(a): Flexible working capital for buildout extras and soft costs.
  • Equipment financing: Chairs, imaging, compressors—asset-backed and fast.
  • Revenue-based loans: Pay a small slice of monthly collections.
  • Vendor financing: Bundle multiple suppliers under one plan.
  • Unsecured LOC: Reusable funds for small fixes and timing gaps.

Best fits: dental, urgent care, dermatology, PT/chiro, and imaging centers. Keep your patient flow steady while upgrades happen on schedule—no scrambling, no long delays.

A doctor discussing Medical Office Financing with a Sunwise Capital representative

Related posts:
dental equipment financing,
commercial equipment financing,
vendor financing programs,
fast business loans without paperwork,
revenue based financing.

Medical Office Financing FAQs

What do I need to qualify?
A landlord letter or contractor bid, 3–6 months of bank statements, and basic practice info. Time in business and consistent deposits help speed approval.

How fast can funding happen?
Many approvals arrive in hours. Funds can follow quickly so contractors and vendors stay on schedule.

Is a leasehold improvement eligible?
Yes. Many lenders finance tenant improvements; SBA 504/7(a) can support qualified buildouts—confirm details with your CPA.


Finance Your Medical Office Upgrade

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Mark 7

Mark J. Kane, Founder and CEO of Sunwise Capital, is an entrepreneur with over 16 years of experience in business financing. Starting as a psychologist, he transitioned to a major Wall Street firm before founding multiple ventures, including bootstrapping a startup with $5K to $18M in revenue within months. Driven by his passion for empowering business owners, he founded Sunwise Capital to provide strategic financial solutions. His leadership reflects a commitment to helping businesses achieve growth and long-term success. Click the link to read more about the author.

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